What services can we provide?

CLC offers its clients a broad range of services that ensures that the needs of the client can be met at every juncture and at every stage of the business lifecycle.

Accounts Preparation

We assist the client/company with the preparation of accurate management information and production of year end accounts. We invest our time in appraising the business and discussing with you as to how we can work together in the future development and growth of your business. We aim to develop long term relationships with you and are committed to providing high service values.

Management Accounts & Business Support

Regular management information, be it monthly, quarterly or half yearly, is vital to the continued success of any business. We can prepare management accounts to your requirements to ensure you always have reliable and accurate information on which to base your business decisions. We can utilise the management information to make suggestions to help improve your profits or to develop and grow your business.

Book-keeping & VAT Return Preparation

We can relieve you and your staff from the burden of administration by taking care of your bookkeeping and accounting needs. We tailor our approach to your requirements so we can provide exactly the service you need.

Value Added Tax is one of the most complex tax requirements imposed on business. Businesses can inadvertently overpay or underpay VAT due to the complexities of the scheme. The ever widening scope of VAT call for a professional eye to ensure you abides by the regulations and you are not paying too much. We assist you with registration, planning, administration, control, completing returns, negotiation in disputes and representing you, if the needs arrive, at tribunal.


Administrating your payroll can be time consuming and complicated. It can lead to a diverting of resources from the core activities of your business. Also the task can be made even more difficult by the growing complexity of taxation and compliance legislation. We can help relieve the pressure and offer cost effective solutions. We offer the complete service, whatever the size of your business, including: customised pay slips; administration of PAYE, National Insurance, sick pay etc; completion of statutory forms including year end returns; summaries and analysis of staff costs; administration of incentive schemes; administration of pension schemes.

Taxation Compliance & Planning

As tax advisors we work closely with you to ensure you do not pay too much tax and pay the minimum tax required by law. Taxation comes in various guises Corporation tax, personal tax (income tax, capital gains tax, and inheritance tax), self assessment, estate planning and VAT. We can provide year round advice on all aspects of taxation and to help you ensure you comply with the regulations and that over-payments are not made. We help you to understand the tax implications and help you plan ahead and conduct your affairs in a tax efficient way.

Tax investigations

A tax investigation by H M Revenue & Customs can be a stressful and worrying experience, we have a wealth of experience in dealing with the Inland Revenue to help alleviate the pain for you. If you about to be the subject of an investigation, we can provide you with expert help and support. With the increased risk of tax investigations it may be worth considering taking out our annual insurance policy to protect you and your business from unexpected costs. Costs could be substantial depending on the amount of work involved and the complexity of the case. For a small premium these costs can be covered.

Corporate Finance

Drawing on our wealth of experience we can support you through what can be a daunting experience. We offer support when liaising with banks and financial institutions. Ensuring you have the necessary finance is essential for achieving your objectives, whether yours is a new or mature business. One of the most common failures of business is badly structured or inadequate financing. You may wish to purchase an asset, raise cashflow, buy a property or purchase another business we have the expertise and the right team to work with you to get the best deal.

Business Start Up Advisory services

Most people who start up in business do so because they have a good business proposition and the expertise and commitment to see it through. They may however not be experts in the legal, financial and fiscal aspects of running a business.

Review and recovery of mis-sold interest rate swops

As you may have seen in the recent press 11 of the UK’s largest banks have now agreed to compensate businesses where hedging products (including interest rate Swaps, Caps and Collars) have been mis-sold. These hedging products were widely sold by banks to businesses in the period 2004 to 2010 in conjunction with term loan and overdraft facilities. The intention of these products was to protect the borrower from the risks associated with rising interest rates, however with interest rates falling to all-time historic lows in recent years, these products have resulted in many companies paying much higher interest rates than would have been the case had they not been sold the interest rate hedging product. The mis-selling of these products have had severe effects on businesses including:

  • Weakened balance sheets
  • Stretched working capital positions
  • Inability to refinance with another bank
  • Increased overdrafts and cash flow pressure
  • Increased personal debt positions to meet funding requirements of the business
  • Opportunity costs of not having the cash retained within the business to develop new products and business lines
  • Breaches of banking covenants
  • Transfer of the company’s banking relationship to the specialist department with the bank

Interest rate hedging products are complex investment products and in many cases, as the FSA has found, the Banks did not comply with the stringent duties imposed on those who sell such products to businesses.

We are currently advising a variety of businesses and managing claims in this area, businesses have been affected by the various types of hedges including mis-sold interest rate Swaps and complex cap and floor structures. If your business has a hedging product in place then you may have a claim for compensation and we would urge you to get in touch today to discuss this with one of our specialist advisors.

We would urge you to act as soon as possible as there is a six year limitation period which may affect your ability to claim if your interest rate hedging product was put in place more than six years ago.

We have the expertise to support you to succeed in business. We will help you to:

  • Decide of the most suitable structure for your business be it sole trader, partnership, limited company or limited liability partnership.
  • Prepare a business plan, cash flow projections, budgets and forecasts
  • Assess your financial requirements. Advising on the best sources of finance and draw up the necessary proposals. We will assist you in establishing a close working relationship with your bank.
  • Complete any registration procedures with Companies House, Inland Revenue, and Customs & Excise.
  • Set up recording systems for your internal use.
  • Keep on top of bookkeeping, VAT, payroll, etc.
  • Decide on what computer hardware to buy and assist with the installation of accountancy software.
  • Deal with secretarial issues.
  • Help with all aspects of business compliance and administration